Illuminating Psychological Services
Illuminating Psychological Services
  • Home
  • About Us
    • Get to know our CEO
    • Dr. Ina Creekbaum, Ed.D.
    • Dr. Robert Vado, Ed.D.
    • Ciera Millender, MSW
    • Jessica Faragallah A.B.D.
    • Aneriz Barbosa Medina ABD
    • Patricia Ramirez, B.A.
    • Stephanie Alvarado, M.S.
  • SERVICES
    • Counseling Services
    • Immigration Services
    • Weight Loss Program
  • Jobs
    • Associate or Practicum!
  • Contact Us
  • More
    • OON Benefits
    • Resources
    • Good Faith Estimate
    • Speaking Engagements
  • More
    • Home
    • About Us
      • Get to know our CEO
      • Dr. Ina Creekbaum, Ed.D.
      • Dr. Robert Vado, Ed.D.
      • Ciera Millender, MSW
      • Jessica Faragallah A.B.D.
      • Aneriz Barbosa Medina ABD
      • Patricia Ramirez, B.A.
      • Stephanie Alvarado, M.S.
    • SERVICES
      • Counseling Services
      • Immigration Services
      • Weight Loss Program
    • Jobs
      • Associate or Practicum!
    • Contact Us
    • More
      • OON Benefits
      • Resources
      • Good Faith Estimate
      • Speaking Engagements

  • Home
  • About Us
    • Get to know our CEO
    • Dr. Ina Creekbaum, Ed.D.
    • Dr. Robert Vado, Ed.D.
    • Ciera Millender, MSW
    • Jessica Faragallah A.B.D.
    • Aneriz Barbosa Medina ABD
    • Patricia Ramirez, B.A.
    • Stephanie Alvarado, M.S.
  • SERVICES
    • Counseling Services
    • Immigration Services
    • Weight Loss Program
  • Jobs
    • Associate or Practicum!
  • Contact Us
  • More
    • OON Benefits
    • Resources
    • Good Faith Estimate
    • Speaking Engagements

Using Out of Network Benefits

Is your insurance a plan that we currently do not accept? Were you hoping to use insurance benefits for therapy? 


We may still be able to help you if you have out of network (OON) benefits that can be utilized! Every insurance plan is different, however, many PPO plans have OON benefits that you can use to be reimbursed for your therapy sessions. Here is a quick overview of how OON benefits work:


  1. You will need to meet your yearly deductible which is the amount of money you have to spend to become eligible for these additional OON benefits. For example, if you have a $2,000 deductible, you will need to spend $2,000 on eligible health care costs before any OON benefits can be used. Paying out of pocket for therapy sessions is included in this total. 
  2. Once you meet your deductible, you become eligible for OON benefits, depending on your plan. This means you will pay out of pocket, and then be reimbursed a percentage of the payment from your insurance; and the percentage varies from plan to plan. 


To better assist you, we work with Mentaya, a platform that helps clients get money back on out-of-network therapy sessions. We are able to check your OON benefits and inform you of your options for paying for therapy as well as submit claims for reimbursement for you. Contact us today to check your benefits! 

  • Home
  • Counseling Services
  • Immigration Services
  • Weight Loss Program
  • Contact Us
  • Resources
  • Speaking Engagements

Illuminating Psychological Services

1650 Spruce St., Suite 240, Riverside, California 92507, United States

951-981-2383

Copyright © 2025 Illuminating Psychological Services - All Rights Reserved.

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